Powered by Authorize.Net & Payroc

Merchant Services
Built for Every Business

J3 Tech Services delivers competitive payment processing rates for all industries — partnered with Authorize.Net and Payroc, and integrated directly with your QuickBooks Online or Sage Intacct accounting platform.

Processing Partners
Authorize.Net · Payroc
Industries
All Industries Accepted
Accounting Integration
QuickBooks Online · Sage Intacct
No Lock-In
No Long-Term Contracts
All Industries
Retail · Restaurant · B2B
Next-Day
Funding Available
PCI
DSS Compliant
QBO
QuickBooks Integration
Intacct
Sage Intacct Integration

Powered by industry-leading payment networks

Authorize.Net
Payment Gateway
Payroc
Payment Processing

Competitive Rates. Seamless Accounting. Zero Hassle.

Most businesses overpay for payment processing without realizing it. We analyze your current statement, build a custom pricing plan, and connect your payments directly to your accounting software — so you save money and save time.

Competitive Rates

Our Authorize.Net and Payroc partnerships let us offer interchange-plus and flat-rate pricing that beats most processors — for every industry.

All Payment Types

Visa, Mastercard, Amex, Discover — in-person, online, mobile, contactless, and recurring billing all under one account.

Accounting Integration

Every transaction syncs automatically into QuickBooks Online or Sage Intacct — no manual re-entry, no reconciliation headaches.

Enterprise-Grade Security

Full PCI DSS compliance, end-to-end encryption, and tokenization protect your business and your customers on every transaction.

Everything You Need to Accept Payments

From brick-and-mortar to e-commerce to recurring billing — we configure the right solution for your business type and volume.

IN-PERSON
Credit & Debit Card Processing
Visa, Mastercard, Amex, and Discover accepted
EMV chip, swipe, and tap-to-pay terminals
Next-day funding options available
E-COMMERCE
Online Payment Gateway
Authorize.Net gateway for your website checkout
Advanced fraud detection and tokenization
Compatible with major shopping carts and CRMs
MOBILE
Mobile & Contactless Payments
Mobile card readers for field and trade services
Apple Pay and Google Pay support
QR code and tap-to-pay for retail and hospitality
RECURRING
Recurring Billing & Subscriptions
Automated subscription and membership billing
Flexible billing cycles and retry logic
Customer portal for self-service payment updates
B2B
B2B & High-Ticket Processing
Level 2 & Level 3 data to minimize interchange
ACH / eCheck for large invoice payments
Virtual terminal for phone and mail orders
REPORTING
Reporting & Analytics
Real-time transaction and batch reporting dashboard
Chargeback management and dispute tracking
Revenue trend analysis by card type and channel

Rates Built for Your Industry

We analyze your current processing statement and deliver a custom quote — most businesses save measurably in the first month. Rates shown are illustrative; contact us for your exact numbers.

Retail
From 1.59%
In-person swipe / tap / dip
Restaurants
From 1.79%
Table-side & QR ordering
B2B / High Ticket
Interchange+
Level 2 & 3 data savings

Payment Data, Automatically in Your Books

Stop re-entering transactions manually. Our merchant services connect directly with your accounting platform so every payment, refund, and deposit is reconciled automatically.

QBO
QuickBooks Online Integration
Automatic transaction sync — every sale and refund
Batch deposit matching for effortless reconciliation
Customer invoice payment application
Real-time P&L visibility without manual entry
INTACCT
Sage Intacct Integration
Multi-entity and multi-currency transaction posting
Dimensional tagging for department and project reporting
Automated AR application and open invoice matching
Audit-ready reconciliation with full transaction history

All Industries. All Business Types.

Whether you run a boutique retail shop or a multi-location enterprise, we have the processing solution and accounting integration to fit your needs.

Retail Restaurants & Food Service Healthcare Legal & Professional Services E-Commerce Contractors & Construction Auto Dealers & Service Non-Profits Property Management Fitness & Wellness Salons & Beauty Hotels & Hospitality Education Subscription Businesses B2B & Wholesale High-Risk Industries

Up and Running in Days, Not Weeks

Our streamlined onboarding gets you processing quickly with no disruption to your business — and your accounting integration goes live at the same time.

1

Free Rate Analysis

Share your current processing statement and we'll show exactly where you're overpaying and what a better deal looks like.

2

Custom Proposal

We build a tailored pricing plan and solution recommendation specific to your industry, volume, and transaction mix.

3

Quick Approval

Complete the merchant application — most approvals come back within 24–48 hours with no lengthy underwriting delays.

4

Go Live

We configure your gateway, set up hardware if needed, connect your accounting system, and you start processing.

Payment Processing That Works for Your Business — and Your Books.

We don't just set up a terminal and walk away. We connect your payments to your accounting system so your finance team always has clean, accurate data.

Get My Free Quote
No Long-Term Contracts

Month-to-month agreements. If we're not delivering value, you can walk away — no penalties.

Transparent Pricing

No hidden fees, no surprise statement charges. We explain every line item before you sign anything.

Accounting-First Approach

As QuickBooks Online and Sage Intacct integration specialists, we make sure your payments and your books always agree.

All Industries Accepted

Retail, healthcare, non-profit, high-risk — our Payroc partnership gives us placement options most processors don't have.

Dedicated Support

You're not calling a 1-800 number. You work directly with J3 Tech Services for any issue, any time.

Fast Onboarding

Most merchants are approved, configured, and processing within a week. No months-long implementation projects.

Ready to Stop Overpaying for Payment Processing?

Get a free, no-obligation rate analysis and see what you could be saving every month — with accounting integration included.

Request a Free Rate Analysis

Fill out the form and a J3 Tech Services specialist will reach out within one business day to review your current processing costs and build a custom quote.

Email Us

j3techservicesllc@gmail.com

Call Us

(385) 887-0649

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