Powered by Authorize.Net & Payroc

Merchant Services
Built for Every Business

J3 Tech Services delivers competitive payment processing rates for all industries — partnered with Authorize.Net and Payroc, and integrated directly with your QuickBooks Online or Sage Intacct accounting platform.

Processing Partners
Authorize.Net · Payroc
Industries
All Industries Accepted
Accounting Integration
QuickBooks Online · Sage Intacct
No Lock-In
No Long-Term Contracts
All Industries
Retail · Restaurant · B2B
Next-Day
Funding Available
PCI
DSS Compliant
QBO
QuickBooks Integration
Intacct
Sage Intacct Integration

Powered by industry-leading payment networks

Authorize.Net
Payment Gateway
Payroc
Payment Processing

Competitive Rates. Seamless Accounting. Zero Hassle.

Most businesses overpay for payment processing without realizing it. We analyze your current statement, build a custom pricing plan, and connect your payments directly to your accounting software — so you save money and save time.

Competitive Rates

Our Authorize.Net and Payroc partnerships let us offer interchange-plus and flat-rate pricing that beats most processors — for every industry.

All Payment Types

Visa, Mastercard, Amex, Discover — in-person, online, mobile, contactless, and recurring billing all under one account.

Accounting Integration

Every transaction syncs automatically into QuickBooks Online or Sage Intacct — no manual re-entry, no reconciliation headaches.

Enterprise-Grade Security

Full PCI DSS compliance, end-to-end encryption, and tokenization protect your business and your customers on every transaction.

Everything You Need to Accept Payments

From brick-and-mortar to e-commerce to recurring billing — we configure the right solution for your business type and volume.

IN-PERSON
Credit & Debit Card Processing
✓ Visa, Mastercard, Amex, and Discover accepted
✓ EMV chip, swipe, and tap-to-pay terminals
✓ Next-day funding options available
E-COMMERCE
Online Payment Gateway
✓ Authorize.Net gateway for your website checkout
✓ Advanced fraud detection and tokenization
✓ Compatible with major shopping carts and CRMs
MOBILE
Mobile & Contactless Payments
✓ Mobile card readers for field and trade services
✓ Apple Pay and Google Pay support
✓ QR code and tap-to-pay for retail and hospitality
RECURRING
Recurring Billing & Subscriptions
✓ Automated subscription and membership billing
✓ Flexible billing cycles and retry logic
✓ Customer portal for self-service payment updates
B2B
B2B & High-Ticket Processing
✓ Level 2 & Level 3 data to minimize interchange
✓ ACH / eCheck for large invoice payments
✓ Virtual terminal for phone and mail orders
REPORTING
Reporting & Analytics
✓ Real-time transaction and batch reporting dashboard
✓ Chargeback management and dispute tracking
✓ Revenue trend analysis by card type and channel

Rates Built for Your Industry

We analyze your current processing statement and deliver a custom quote — most businesses save measurably in the first month. Rates shown are illustrative; contact us for your exact numbers.

Retail
From 1.59%
In-person swipe / tap / dip
Restaurants
From 1.79%
Table-side & QR ordering
B2B / High Ticket
Interchange+
Level 2 & 3 data savings

Payment Data, Automatically in Your Books

Stop re-entering transactions manually. Our merchant services connect directly with your accounting platform so every payment, refund, and deposit is reconciled automatically.

QBO
QuickBooks Online Integration
✓ Automatic transaction sync — every sale and refund
✓ Batch deposit matching for effortless reconciliation
✓ Customer invoice payment application
✓ Real-time P&L visibility without manual entry
INTACCT
Sage Intacct Integration
✓ Multi-entity and multi-currency transaction posting
✓ Dimensional tagging for department and project reporting
✓ Automated AR application and open invoice matching
✓ Audit-ready reconciliation with full transaction history

All Industries. All Business Types.

Whether you run a boutique retail shop or a multi-location enterprise, we have the processing solution and accounting integration to fit your needs.

Retail Restaurants & Food Service Healthcare Legal & Professional Services E-Commerce Contractors & Construction Auto Dealers & Service Non-Profits Property Management Fitness & Wellness Salons & Beauty Hotels & Hospitality Education Subscription Businesses B2B & Wholesale High-Risk Industries

Up and Running in Days, Not Weeks

Our streamlined onboarding gets you processing quickly with no disruption to your business — and your accounting integration goes live at the same time.

1

Free Rate Analysis

Share your current processing statement and we'll show exactly where you're overpaying and what a better deal looks like.

2

Custom Proposal

We build a tailored pricing plan and solution recommendation specific to your industry, volume, and transaction mix.

3

Quick Approval

Complete the merchant application — most approvals come back within 24–48 hours with no lengthy underwriting delays.

4

Go Live

We configure your gateway, set up hardware if needed, connect your accounting system, and you start processing.

Payment Processing That Works for Your Business — and Your Books.

We don't just set up a terminal and walk away. We connect your payments to your accounting system so your finance team always has clean, accurate data.

Get My Free Quote
No Long-Term Contracts

Month-to-month agreements. If we're not delivering value, you can walk away — no penalties.

Transparent Pricing

No hidden fees, no surprise statement charges. We explain every line item before you sign anything.

Accounting-First Approach

As QuickBooks Online and Sage Intacct integration specialists, we make sure your payments and your books always agree.

All Industries Accepted

Retail, healthcare, non-profit, high-risk — our Payroc partnership gives us placement options most processors don't have.

Dedicated Support

You're not calling a 1-800 number. You work directly with J3 Tech Services for any issue, any time.

Fast Onboarding

Most merchants are approved, configured, and processing within a week. No months-long implementation projects.

Ready to Stop Overpaying for Payment Processing?

Get a free, no-obligation rate analysis and see what you could be saving every month — with accounting integration included.

Request a Free Rate Analysis

Fill out the form and a J3 Tech Services specialist will reach out within one business day to review your current processing costs and build a custom quote.

Email Us

j3techservicesllc@gmail.com

Call Us

(385) 887-0649

Social Profiles